TrackSmart

Track$mart

Your finances, your device, your control.

AI-powered budgeting with spending insights, heatmaps, and cash flow forecasting. Built entirely with Apple frameworks — zero third-party SDKs.

100% on-device. Zero third-party tracking.

Everything you need to take control

Smart Budgets

Create custom budgets by category with real-time tracking, visual progress bars, and alerts before you overspend.

AI Spending Predictions

On-device machine learning analyzes your habits and predicts future spending with confidence scores.

Spending Heatmap

See your spending patterns on a calendar heatmap. Instantly spot high-spend days and trends.

Anomaly Detection

Catches unusual transactions, duplicate charges, merchant price shifts, and spending spikes automatically.

Money Flow Visualization

A Sankey diagram shows exactly how money flows from your accounts to spending categories.

Cash Flow Forecast

Know your safe-to-spend amount for the rest of the month based on recurring income and expenses.

Financial Health Score

Get graded A through F across spending categories with benchmarks based on recommended guidelines.

AI Statement Reader

Import bank statements from PDF, CSV, or OFX files. On-device AI extracts transactions from PDFs automatically.

iCloud Sync & Sharing

Syncs across all your devices via iCloud. Share with family through CloudKit — no sign-ups or passwords.

Your data is yours. Period.

Track$mart was designed from day one with a simple principle: your financial data never leaves your device unless you choose to sync it yourself via iCloud.

On-Device Storage

All financial data is stored locally on your device. Nothing leaves unless you choose iCloud sync.

iCloud Sync

When enabled, data syncs via your private iCloud container. Only you and people you share with can access it.

No Tracking

Track$mart does not collect analytics, track your behavior, or share data with third parties.

Encrypted at Rest

Your device encrypts all app data when locked using iOS Data Protection.

No External Servers

Track$mart never sends your data to any server other than your own iCloud account.

No Third-Party SDKs

Built entirely with Apple frameworks. No external analytics, crash reporters, or ad networks.

No Account Required

Track$mart works fully offline. No sign-up, email, or personal information needed.

On-Device Processing

All AI analysis runs on your device using Apple's Core ML. Nothing is sent to external servers.