Your finances, your device, your control.
AI-powered budgeting with spending insights, heatmaps, and cash flow forecasting. Built entirely with Apple frameworks — zero third-party SDKs.
Create custom budgets by category with real-time tracking, visual progress bars, and alerts before you overspend.
On-device machine learning analyzes your habits and predicts future spending with confidence scores.
See your spending patterns on a calendar heatmap. Instantly spot high-spend days and trends.
Catches unusual transactions, duplicate charges, merchant price shifts, and spending spikes automatically.
A Sankey diagram shows exactly how money flows from your accounts to spending categories.
Know your safe-to-spend amount for the rest of the month based on recurring income and expenses.
Get graded A through F across spending categories with benchmarks based on recommended guidelines.
Import bank statements from PDF, CSV, or OFX files. On-device AI extracts transactions from PDFs automatically.
Syncs across all your devices via iCloud. Share with family through CloudKit — no sign-ups or passwords.
Track$mart was designed from day one with a simple principle: your financial data never leaves your device unless you choose to sync it yourself via iCloud.
All financial data is stored locally on your device. Nothing leaves unless you choose iCloud sync.
When enabled, data syncs via your private iCloud container. Only you and people you share with can access it.
Track$mart does not collect analytics, track your behavior, or share data with third parties.
Your device encrypts all app data when locked using iOS Data Protection.
Track$mart never sends your data to any server other than your own iCloud account.
Built entirely with Apple frameworks. No external analytics, crash reporters, or ad networks.
Track$mart works fully offline. No sign-up, email, or personal information needed.
All AI analysis runs on your device using Apple's Core ML. Nothing is sent to external servers.
Found a bug? Have a feature request? We'd love to hear from you.