Track$mart
Your finances, your device, your control.
Build better spending habits with AI-powered insights, smart budgets, and cash flow forecasting — all on-device. Your data never leaves your phone.
Your finances, your device, your control.
Build better spending habits with AI-powered insights, smart budgets, and cash flow forecasting — all on-device. Your data never leaves your phone.
A Sankey diagram shows exactly how money flows from your accounts to spending categories. Follow every dollar from source to destination.
On-device machine learning predicts your future spending with confidence scores. Get personalized insights and category trends — all processed privately on your device.
On-device intelligence catches unusual transactions, duplicate charges, and merchant price shifts — so you never miss a suspicious charge.
Create custom budgets by category with real-time tracking, visual progress bars, and alerts before you overspend.
See your spending patterns on a calendar heatmap. Instantly spot high-spend days and discover which days drain your wallet the most.
Know your safe-to-spend amount and see projected balances 30, 60, and 90 days ahead — including upcoming bills and recurring transactions.
Get graded A–F across categories with a wellness score out of 100.
Automatically detects recurring subscriptions and shows monthly costs at a glance.
Import bank statements from PDF, CSV, or OFX. On-device AI extracts transactions automatically.
Syncs across all your devices via iCloud. Share with family through CloudKit.
Start free. Upgrade when you're ready.
Need more power? Upgrade anytime.
Get StartedYour financial data never leaves your device unless you choose to sync it yourself via iCloud. No accounts, no servers, no tracking.
All data stored locally. iCloud sync is optional and private.
No analytics, no behavior tracking, no third-party data sharing.
Built entirely with Apple frameworks. No external code in the app.
iOS Data Protection encrypts at rest. No account or sign-up required.
Found a bug? Have a feature request? We'd love to hear from you.
Start tracking smarter today — no account required.